A debt of Chris' has come up that he thought was dealt with properly years before he met me -- before it became a debt -- and when we knew it was an issue in 2014 we thought we had dealt with it quickly then as well.
Apparently not and now it'll be a massive undertaking to deal with. It has been a blow to our momentum forward to debt freedom.
We are doing our best to get it dealt with quickly and sufficiently but it'll be a little while before we have some accurate numbers as to what the amount owing will be. On top of that, will be the fee for the expert helping us file the necessary paperwork to take on all this and fix it... That bill is over $1,000 a this point.
I will say, we're just starting to save up our $1,000 emergency fund and boy do I wish we had that money saved up already. I could really see the need for a baby emergency fund because Murphy's law has come down on our heads hard.
There were tears and frustrated long talks yesterday with many moments of unbearable silence while we tried our best to wrap our heads around this mess. Still today, in the light of another day, it looks almost worse than it did yesterday.
I'm hoping that once we've gathered the last of the necessary paperwork over the next week or two it won't be as bad as we originally thought.
We've learned a lesson here. All bills should be pay together, work should be double checked and receipts should be issued for paid services.
All we can do now is move forward and do our best.... I'm hoping to get this over with quickly...praying to God it's not as bad as it all looks.... Oh Lord, hear my prayer...
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