MasterCard is paid off!!!

Well, that was quick. Remember my post from just a few days ago? CRA obviously bumped up my case file in the stack of files to go through. After waiting for five months, I finally have my tax return!

The first thing Chris and I did was getting on our knees and thank The Lord! Seriously, we did! It was a humbling moment to know that this blessing was from God and we needed to do right by Him for what He has given us.

After much prayer and planning, we paid off the MasterCard that very day! ecstatic happy dancing ensues Another debt GONE and a bigger one, too! (That credit will cover the interest that will be due once this billing cycle is complete.)

We have also put aside some funds for Chris' tax installment for previous tax owing. We've made a guess -- right now -- about how much that will be as our accountant is still crunching those numbers for him.

The last big thing is we've topped up our baby emergency fund to reach that minimum $1,000 mark again.

We're in the black and continue to move forward! So far so good....

I think right now, we're just feeling a little thankful and having another debt gone is a huge relief off our shoulders. We still believe anyone can work the baby step plan, budget and get out of debt. It may take longer for some folks who have a smaller income but you can do it! If you have enough determination, drive, anger at your debt and stubbornness you can do this!

Let our moment of joy inspire you. Don't let that feeling that's stirring in your heart to make a change fade away by allowing yourself to be distracted by the next thing on the screen in front of your face. Seriously, make a change! We hope to see EVERYONE we know debt-free one day. That's our hope and our dream.

We'll be happy dancing about this debt paid off for a good while and if you see a little extra skip in our step the next time we run into you,  you'll know why. Boy, you really do feel a little lighter with less debt weighing you down... Amazing....