Tuesday, December 6, 2016

Budgeting with gazelle intensity

We discovered Dave Ramsey's "Total Money Makeover" recently and ironically, Chris and I were already doing what Dave was preaching. Did we have all the steps perfectly in line they way he lays them out? No, but we were starting to focus on our lives are paying down debt to get out of debt as quickly as possible.

So, we've decided to jump on this with "gazelle intensity" and actually sit down and out a written budget. We did pretty well last month with a written budget, but this month is even more intensely focused. We can see the vision and we have faith that God will guide us through every single step of the way to His glory.



To back up a little our income is a little bit different than most. We have one income between us and unlike most household with one income I am technically the breadwinner. We don't see it quite that clearly but... that's what the secular world sees. You see, the money is not mine. It's not Chris' either. It's actually God's money.

We want to do right by "God's money". We feel called to do a few things in our future but in order to get there we need to clean up our past....the debt that makes us feel like we have a ball and chain every where we go.

We've made some progress on our own but now with the "Total Money Makeover" and the baby steps program there's a fire under our tushies!

Budgeting hasn't been easy, but we've done it... and we're sticking to it pretty well. I'm proud of us. Chris is also very proud of us. We've made sacrifices and cut back on things we love but we know in the end it'll be worth it.

The whole goal is to see if we're able to adopt a child one day... That's what we want to do. To own a home and have a kid...just like everyone else... We know with our debt it's just not possible and although we love our two-bedroom apartment we cant see ourselves here forever.

As we go along we hope to joyfully celebrate each courageous step we take along the way. Our first baby step? Well, to have an emergency fund of $1,000! We'll get there... and we think it'll be set by February 1st. We already have $20 this month! Next month we have bigger plans which requires us to have gazelle intensity!


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